Mobile banking

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About MSACCO services

MSACCO is the most convenient and effective solution for Kitojo Care SACCO to provide mobile financial services to it's customers.

With MSACCO, members can make deposits and withdraw money from their respective accounts, make payments to various SACCO products

The service can be us

  1. 1. Deposit
  2. 2. Withdraws
  3. 3. Deposit

USSD

Airtel

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*185*7*3

SACCO ID: 1152687

MTN

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*165*6*3

SACCO ID: MSACCO

Institution ID: KITO

How to use MSACCO

  • Steps to register on Airtel

    Dial *185#
    Choose Financial Services(7)
    Choose SACCO(3)
    Choose MSACCO(1)
    Enter SACCO ID(1153687)
    Choose Join(6)
    Choose 1 to confirm T&C
    Enter Institution ID(1153687)
    Enter Member Account(Note: Add 1 at the end)
    Enter Recovery Number
    Enter PIN to confirm
    Enter MSACCO PIN (5 digits)
    Confirm MSACCO PIN

  • Steps to regsiter on MTN

    Dial *165#
    Choose Financial Services(6)
    Choose SACCO(3)
    Enter SACCO ID[KITO]
    Choose Accept(1)
    Choose Join(6)
    Confirm(1)
    Enter Institution ID[KITO]
    Enter Member Account[Note: Add 1 at the end]
    Enter Recovery Number
    Enter MSACCO PIN
    Confirm MSACCO PIN

  • How to deposit on Airtel

    Dial *185#
    Choose Financial Services(7)
    Choose SACCO(3)
    Choose MSACCO(1)
    Choose Deposit(1)
    Enter MSACCO Account
    Enter Amount
    Enter Reason
    Confirm
    Enter Mobile Money PIN to confirm

  • How to deposit on MTN

    Dial *165#
    Choose Financial Services(6)
    Choose SACCO(3)
    Enter SACCO ID[KITO]
    Choose Accept(1)
    Choose Deposit
    Enter MSACCO Account
    Enter Amount
    Enter Reason
    Confirm(1)
    Dial *165# to approve
    Enter Mobile Money Pin

  • How to withdraw MTN

    Dial *165#
    Choose Financial Services(6)
    Choose SACCO(3)
    Enter SACCO ID[KITO]
    Accept(1)
    Choose Withdraw(2)
    Enter MSACCO Account
    Enter Amount
    Enter MSACCO PIN to confirm

  • How to withdraw AIRTEL

    Dial *185#
    Choose Financial Services(7)
    Choose SACCO(3)
    Choose Withdraw(2)
    Enter Member Account
    Enter Amount
    Enter MSACCO PIN to confirm

MSACCO App

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How to regsiter

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Enter your phone in the first step.

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Enter the one time PIN(OTP) sent to verity the phone number.

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Search for SACCO and enter KITOJO CARE SACCO.

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Fill form, as prompted